He Asked… and I Said “I Do”!

April 1, 2022 by Ryan Danielson The love of your life asked you to marry him and now you have this beautiful (and very expensive) ring. Now picture going swimming in the lake, and when you come out of the water, your ring is no longer on your finger, or you look down at your ring and the main diamond is missing. Do you want coverage for these situations? You would think your homeowner’s insurance policy will cover it; however, most policies have very limited coverage for jewelry. If you want more comprehensive coverage, then you’ll need to specifically schedule the item onto your home insurance policy. Continue Reading… Do I need to buy special insurance for my ATV? March 25, 2022 by Ryan Danielson A common misconception that we often see with recreational vehicles is that customers think their home insurance provides coverage. In certain rare situations, a homeowners insurance policy could provide some coverage for rec vehicles. To ensure that you have the proper coverage, you need to have your rec vehicles (toys), specifically listed on your home policy or written on a separate rec vehicle policy. Continue Reading…

Online Insurance ads: Don’t take the bait...

March 18, 2022 by Ryan Danielson If it’s on the internet…then it must be true right?! I feel like this goes without saying, but I’m going to say it anyways: don’t believe everything you see on the internet. Nowadays, most of the content online is no more reliable than the cover of a gossip magazine at your local grocery store. Most of these online ads are clickbait, they’re just trying to draw you in with either fear or greed…or both! Continue Reading…

Do I need renter’s insurance to cover my stuff?

March 11, 2022 by Ryan Danielson If you rent an apartment or a home, then yes, you need renters’ insurance. One reason is to cover the cost of replacing your personal property. A renter could lose all of their personal belongings in an event, like a fire. The property coverage of a renter’s policy will provide coverage for this. Some people think that their landlord will pay for, or has coverage, for their tenant’s property. This is virtually never the case! Continue Reading… Does my home insurance cover damage to my vehicle while stored in my garage? March 7, 2022 by Ryan Danielson Unfortunately, no; this is a common misconception. Your home insurance doesn’t cover a vehicle while stored in the garage, yard, a storage facility, or ever for that matter! There’s only one way to provide coverage for a vehicle: you need to have it covered on an auto policy with physical damage coverage (comprehensive and collision). Continue Reading…

You missed a payment? Now what?

February 7, 2018 by Chad Harrison Me: Are you having an Alexander kind of day? Child: Yes. It’s terrible, horrible, awful, no good, very bad day. As a father of 3 young boys (8, 6 & 4) I have the joy of getting to read books with my boys from time to time. One day we were reading a book that I remembered from when I was a kid about a boy who was having a rough day. Have you ever had one of those days where everything goes wrong? We all do, those days can cause us to do things we don’t normally do. Like forgetting to pay bills when they are due. Continue Reading… Click here to read more Blog Entries.

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Copyright © 2024, Danielson Insurance. All rights reserved. Website by North Country Website Design.
KINGSFORD 801 Pyle Drive Kingsford, MI 49802 Phone: 906-779-1900 Fax: 906-779-1930 Hours: M-F 7:30 AM-4:00 PM
MENOMINEE 2719 10 Street Menominee, MI 49858 Phone: 906-864-9909 Fax: 906-864-9980 Hours: M-Th 9:00 AM-4:30 PM; Friday 9:00 AM-12:00 PM
Danielson Insurance Agency Inc

He Asked… and I Said “I Do”!

April 1, 2022 by Ryan Danielson The love of your life asked you to marry him and now you have this beautiful (and very expensive) ring. Now picture going swimming in the lake, and when you come out of the water, your ring is no longer on your finger, or you look down at your ring and the main diamond is missing. Do you want coverage for these situations? You would think your homeowner’s insurance policy will cover it; however, most policies have very limited coverage for jewelry. If you want more comprehensive coverage, then you’ll need to specifically schedule the item onto your home insurance policy. Continue Reading… Do I need to buy special insurance for my ATV? March 25, 2022 by Ryan Danielson A common misconception that we often see with recreational vehicles is that customers think their home insurance provides coverage. In certain rare situations, a homeowners insurance policy could provide some coverage for rec vehicles. To ensure that you have the proper coverage, you need to have your rec vehicles (toys), specifically listed on your home policy or written on a separate rec vehicle policy. Continue Reading…

Online Insurance ads: Don’t take

the bait...

March 18, 2022 by Ryan Danielson If it’s on the internet…then it must be true right?! I feel like this goes without saying, but I’m going to say it anyways: don’t believe everything you see on the internet. Nowadays, most of the content online is no more reliable than the cover of a gossip magazine at your local grocery store. Most of these online ads are clickbait, they’re just trying to draw you in with either fear or greed…or both! Continue Reading…

Do I need renter’s insurance to

cover my stuff?

March 11, 2022 by Ryan Danielson If you rent an apartment or a home, then yes, you need renters’ insurance. One reason is to cover the cost of replacing your personal property. A renter could lose all of their personal belongings in an event, like a fire. The property coverage of a renter’s policy will provide coverage for this. Some people think that their landlord will pay for, or has coverage, for their tenant’s property. This is virtually never the case! Continue Reading… Does my home insurance cover damage to my vehicle while stored in my garage? March 7, 2022 by Ryan Danielson Unfortunately, no; this is a common misconception. Your home insurance doesn’t cover a vehicle while stored in the garage, yard, a storage facility, or ever for that matter! There’s only one way to provide coverage for a vehicle: you need to have it covered on an auto policy with physical damage coverage (comprehensive and collision). Continue Reading…

You missed a payment? Now what?

February 7, 2018 by Chad Harrison Me: Are you having an Alexander kind of day? Child: Yes. It’s terrible, horrible, awful, no good, very bad day. As a father of 3 young boys (8, 6 & 4) I have the joy of getting to read books with my boys from time to time. One day we were reading a book that I remembered from when I was a kid about a boy who was having a rough day. Have you ever had one of those days where everything goes wrong? We all do, those days can cause us to do things we don’t normally do. Like forgetting to pay bills when they are due. Continue Reading… Click here to read more Blog Entries.

BLOG

Copyright © 2024, Danielson Insurance. All rights reserved. Website by North CountryWebsite Design.
KINGSFORD 801 Pyle Drive Kingsford, MI 49802 Phone: 906-779-1900 Fax: 906-779-1930 Hours: M-F 7:30 PM-4:00 PM Map & Directions
MENOMINEE 2719 10 Street Menominee, MI 49858 Phone: 906-864-9909 Fax: 906-864-9980 Hours: M-Th 9:00 AM-4:30 PM; Friday 9:00AM-12:00PM Map & Directions